Save money on your future premiums
With Vitality, our unique rewards programme, the more Vitality points you earn throughout the year, the higher your Vitality status and the lower your premiums could be. Every year at renewal, we will calculate your new premium based on your Vitality and claims status. If you don’t claim you are guaranteed a 25% saving of this year’s premium off the cost of next year’s cover, which you can increase to 50%, 75% or even 100%.
You can still claim and save
Even if you do claim, you could still get money off next year’s premium, as long as the amount you have claimed is less than the total premium you have paid.
Get to Gold or Platinum and save more
If you need to make a large claim (an amount that is larger than the amount you paid in premiums), like most providers, we will set an increase at renewal, but this will be no more than 15%. This is in addition to any standard age and medical inflation. But for members that are on Gold or Platinum Vitality status, we’ll waive the 15% increase. The higher your status the greater the savings.